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School Finance

Upgrading an educational institute needs considerable investment. Let us finance your journey of self-reliance with convenient loans for educational infrastructure like purchase of land, buildings and upgradation of existing infrastructure. Get the benefit of higher eligibility based on your future income and structured instalments based on your business cycle.

Features

  • Loan eligibility based on future cash flows resulting in higher eligibility.
  • Structured EMI installments.
  • Loan structuring based on extensive understanding of education funding business.
  • Acceptable Properties: Residential, Commercial and Industrial.

Documents Required

General Documents Pre disbursal

  • Duly Filled Application form.
  • KYC Documents- ID Proof and Address Proof.
  • Trust Deed/MOA/AOA/Bye- Laws/Partnership Deed,BoardResolution,Latest Share holding pattern,List of directors.
  • Copy of Society/Trust registration , Bye laws , updated members list.
  • Recognition & affliciation certificates like AICTE/DTE/ICSE/CBSE or any other relevant authority approved.
  • Primary and Collateral Security related documents.
  • Society/Trust Pan card and Pan card of applicant and co applicant.

Financial pre disbursal Documents

  • Latest 3 years financial along with audit report.
  • Latest 3 years Income tax returns.
  • Latest 12 month bank statement of main operating account of applicant & co applicant.
  • Existing loan sanction letter and loan statements since inception.
  • Tax Audit Report.
  • Repayment Track Record.

Post Disbursal Documents

  • Property Mortgage in favor of ELFL.
  • Loan Agreement.
  • Hypothecation agreement.

How it Works

Fill in the online form
Upload Documents
Approval of Loan
Disbursal of your Loan